Development finance is shaped by the borrower, the site, the approval position, the project team, the end product and the lender’s view of risk. Start the conversation early and work with licensed professionals.
Match the facility to the stage
Acquisition, pre-construction and construction may have different requirements. The right structure depends on timing, security, presales, equity and the lender’s assessment.
Know the information lenders expect
A clear feasibility, planning position, valuation, cost plan, delivery team, borrower position and exit strategy help a lender assess whether the project is financeable.
- Keep entity and financial records organised
- Allow for interest, fees and valuation costs
- Understand conditions before relying on an approval
Treat finance risk as project risk
Delays, cost increases and valuation changes can affect funding. Keep buffers and alternative pathways under review with your broker, accountant and legal advisers.
This article provides general educational information only. It is not financial, investment, legal, tax, planning or accounting advice. Property development involves risk, and you should obtain independent advice appropriate to your circumstances and project.